Joe Tishkoff

Sr. Mortgage Advisor, Lower LLC
NMLS# 240232

A four-decade veteran of home loan origination, Joe has the kind of experience that counts in the fast- paced world of real estate. He has become very much in tune with local conditions. Intelligence and a strong work ethic are the essential elements of his success.

“Being very smart, talented or unique in some way can get you out in front of the competition. Hard work, honesty, and service are what keep you there. I approach each client as an individual and don’t assume or take for granted that someone else is going to do my job. Taking full responsibility for my work is what has helped me gain my clients’ confidence and keep it.”

Read Joe’s take on the latest news: what the September 2026 Fed rate hike means for mortgage rates.

Joe Tishkoff is an independent mortgage professional with Lower, LLC (NMLS# 1124061) and a preferred referral partner of The Shelhamer Real Estate Group. He is not employed by or affiliated with The Shelhamer Real Estate Group, and the two firms are separate businesses with no shared ownership, offices, or liability.

THE SHELHAMER GROUP   |    DRE: 01950995

Glenn Shelhamer is a licensed real estate broker DRE: 01950995 in the state of California and abides by equal housing opportunity laws. All material presented herein is intended for informational purposes only. Information is compiled from sources deemed reliable but subject to errors, omissions, changes in price, condition, sale, or withdrawal without notice. To reach The Shelhamer Real Estate Group’s office manager please call (310) 913-9477.

Copyright © 2026 The Shelhamer Real Estate Group. All rights reserved.